How Two Budgeting Choices Gave Me Control Over My Money

There were two YNAB categories I never subtracted from even if I managed to overspend in others: savings and debt.

Billfold Book Review: Financial Freedom

This book was exactly the book I needed to read right now.

Billfold Recommends: Hiring a CPA

Do you have big questions about your finances?

On Bitcoin, Yachts, and Taxes

Did you know you could use yachts to avoid taxes?

Why I Created a Pop Pilgrimage Fund

A few years ago, a friend and I flew to Las Vegas for one sole purpose: to see Britney Spears and Mariah Carey perform live on consecutive nights.

An Open Thread on Monthly Goals

It’s still technically the beginning of February and we haven’t discussed our monthly financial goals yet.

Monday Check-In

It’s Monday, which means it’s time to check in on our weekend spending.

How Going Cash-Only Helped Me Save Money

It started out as “emergency” money, and slowly transformed into a way to save.

Budgeting for Charitable Giving on a Non-Profit Grantwriter’s Salary

I was legitimately excited that I would be able to start giving away higher amounts, and more regularly, to organizations and people that I love.

The Cost of Being Cold

I live in Minnesota where the wind chill got down to -51 degrees Fahrenheit this week.

Friday Estimate

It’s Friday, which means it’s time to estimate our weekend spending.

On Quitting Google and Facebook

Guess what — it’s not that easy.

From Middle Class to Public Assistance

Within a short time I knew all the acronyms: UI (Unemployment Insurance), EBT (Electronic Benefits Transfer), SNAP (Supplemental Nutrition Assistance Program), KYHC (Keep Your Home California), Medi-Cal.

Let’s Throw Some Money at Our Problems: January 2019 Monthly Check-In

Pull up those balances!

Do 1 Thing Because the Polar Vortex Screwed Up Your Schedule

It’s Thursday, which means it’s time to Do 1 Thing.

Throwback Thursday: I Hired an Esteemed Cat Photographer to Take Photos of My Cat

Mr. Biscuit is a 12-year-old, purebred Blue Point Himalayan.

Why the Muppets Defaulted on Their Student Loans

Miss Piggy is trying to get back on track after deferring her loans for several years while trying to break into show business.

Go Watch ‘Howards End’ on Amazon Prime if You’ve Got It

Here’s the trailer, which leaves out all the personal-finance content and makes it seem like a love story.

Question Wednesday

It’s Wednesday, which means it’s time to thaw out those financial questions.

The (Emotional) Cost of Living With an Ex

Breaking up is tough, but breaking a lease is tougher.

Six Figures, No Degree

On a plane bound for Alaska, I left college — for good — my sophomore year.

Billfold Recommends: Cozy Products’ SUPER FOOT WARMER


A Tuesday News Roundup on Schools, Shutdowns, and Stephanie Land

Make sure you read the Washington Post article on what happens now that the shutdown is (temporarily) over; it’s packed with information, much of which I wasn’t aware of.

Talking to William Birdthistle About ‘Empire of the Fund’

Good news, Billfold Book Clubbers — as promised, I was able to talk with author William A. Birdthistle about his book Empire of the Fund.

Done With Stuff

I just have to spend this $229 and then I will be done buying stuff. I will, finally, have everything I need.