Let’s Throw Some Money at Our Problems: January 2019 Monthly Check-In

If you’re joining us for the first time, we like to report a specific balance at the end of each month to have a public record of our efforts to pay down our debt or reach our savings goals. You can read about our decision to publicly keep track of our debt here.

Pull up those balances!


I’ve paid off all my debts, so let’s see how I’m doing with my bank and brokerage accounts (this does not include the account where I stash money for estimated taxes):

December 2018 Savings Balance: $7,811.19
January 2019 Savings Balance: $7,677.84

December 2018 Brokerage Account Balance: $5,031.66
January 2019 Brokerage Account Balance: $5,733.17

December 2018 Checking Balance: $3,000.00 
January 2019 Checking Balance: $3,000.00


One last loan! And it’s serviced from everyone’s favorite institution, Navient. I don’t recall what the original balance on this loan is, but the minimum monthly payment is $266.70. I’m paying at least double, if not triple the minimum monthly payment in an effort to see this loan disappear faster.

December 2018 Balance: $20,252.71
January 2019 Balance: $19,847.10


Photo credit: jesiehart, CC BY 2.0.

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