According to the Financial Freedom online calculators, at my current earning/saving/expense rate, I could be financially independent in twelve years.
According to YNAB, my total net worth has increased by $5,538.47, or 6.8%, since I started using the budgeting tool in November.
I can point to three points in my life when I felt more in control of my money than before.
There were two YNAB categories I never subtracted from even if I managed to overspend in others: savings and debt.
A few years ago, a friend and I flew to Las Vegas for one sole purpose: to see Britney Spears and Mariah Carey perform live on consecutive nights.
It started out as “emergency” money, and slowly transformed into a way to save.
My current net worth is $79,708.80.
In November I received $4,531.81 in freelance income and $15.77 in book royalties, or $4,547.58 total.