Do 1 Thing or Maybe 3 Things
It’s Thursday, which means it’s time to Do 1 Thing.
I already did my 1 Thing, which was to:
- Pay my credit card bills
- Pay my 4th quarter estimated taxes
- Max out my HSA and IRA contributions for the year
This is one of the billion reasons why I love YNAB; since I’d already assigned dollars to those jobs, there was no real reason to wait until the deadlines to make those payments. (Sure, you could argue that by waiting, I could ensure that I wouldn’t need that money for some other emergency — but even if there is an emergency, I’m still going to need to pay my credit card bills and my taxes at some point, and I’ll save money on my taxes if I max out my HSA/IRA, so… I did it all now.)
How about you?
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