According to the Financial Freedom online calculators, at my current earning/saving/expense rate, I could be financially independent in twelve years.
Like some of y’all, I occasionally do the math on whether I might be able to retire early.
I’ve made a lot of mistakes in life and in personal finance, but the one thing I did right was invest in my 401(k) immediately upon starting my first career-building job in 2008.
I decided to work on making a lot of money now, so I could buy myself the freedom to do what I wanted later.
“If you need money, don’t ask us,” they said. “Because our answer will always be no.”