‘Final Notice Enclosed’ Sounds Scary

I just checked the mail and got this very scary notice! Have I failed to pay a bill several times and then also failed to notice the other notices?? Also that WARNING mentions fines and prisons and … AM I IN MAJOR TROUBLE?

Ha, no. Obviously. Take a breath. It’s just a scammy marketing ploy from a debt consolidation company! Before I signed up for the opt-out list, they must have pulled my name in one of their roundups of people with a lot of credit card debt so they can swing it so I won’t owe the credit cards any money and owe them money instead. Nope!
And the warning on the front? Title 18 U.S. code Sec. 1702 says it’s illegal to tamper with all mail. Well played, debt consolidation company. Very well played.
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