“Yeah, I just leave a little unpaid every month. That’s a good way to increase your credit.”
I’ve already earned enough miles for a free flight!
There is so much speculation going on right now—and a lot of conflicting advice.
It’s interest-free, but there’s a fee.
Sure enough, a few days later the agent who was processing our application sent us a puzzled email: how could a gainfully employed 27-year-old possibly be missing from every single credit database?