People Are Using Affirm to Buy (and Resell) Clothes

Remember micro-line-of-credit app Affirm? Racked has a great longread about how people are actually using the service.

When the Identity Theft Is Coming From Inside the House

Identity theft, as I know from experience, can be a very personal crime.

Equifax-Related Identity Theft Might Be Happening

We can’t prove this identity theft is related to the Equifax breach, but it seems like a reasonable assumption.

Affirm Wants to Extend Tiny Loans for Individual Purchases

Is this a good idea, or a terrible idea?

More News About the Equifax Hack

None of it good.

An Equifax Update Roundup

Freeze those credit reports!

The Cost of Freezing My Credit Reports

In both money and time.

Equifax Freezes Fees on Credit Freezes

Because consumers turned up the heat.

I Guess We Should Discuss the Equifax Thing

There is so much speculation going on right now—and a lot of conflicting advice.

What It’s Like to Apartment-Hunt With a Boyfriend Who Has No Credit Score

Sure enough, a few days later the agent who was processing our application sent us a puzzled email: how could a gainfully employed 27-year-old possibly be missing from every single credit database?

Did You Know That OptOutPrescreen.com Was a Thing?

I am opting out of credit card and insurance offers RIGHT NOW.