Remember micro-line-of-credit app Affirm? Racked has a great longread about how people are actually using the service.
Identity theft, as I know from experience, can be a very personal crime.
We can’t prove this identity theft is related to the Equifax breach, but it seems like a reasonable assumption.
Is this a good idea, or a terrible idea?
There is so much speculation going on right now—and a lot of conflicting advice.
Sure enough, a few days later the agent who was processing our application sent us a puzzled email: how could a gainfully employed 27-year-old possibly be missing from every single credit database?
I am opting out of credit card and insurance offers RIGHT NOW.