Remember micro-line-of-credit app Affirm? Racked has a great longread about how people are actually using the service.
Identity theft, as I know from experience, can be a very personal crime.
It’s just not fair. If I had a dollar for every time I have uttered those words in 60 years, I would have had the $18,997 needed to pay for that car.
We can’t prove this identity theft is related to the Equifax breach, but it seems like a reasonable assumption.
Is this a good idea, or a terrible idea?
“Yeah, I just leave a little unpaid every month. That’s a good way to increase your credit.”
I’ve already earned enough miles for a free flight!