How to Spend Your Prepaid Debit Gift Cards

Without leaving too much of the balance unclaimed.

Opening Investment Accounts After Freezing Your Credit Reports Is a Huge Pain

I should have unfrozen everything first.

People Are Using Affirm to Buy (and Resell) Clothes

Remember micro-line-of-credit app Affirm? Racked has a great longread about how people are actually using the service.

When the Identity Theft Is Coming From Inside the House

Identity theft, as I know from experience, can be a very personal crime.

A Tale of Two Minis

It’s just not fair. If I had a dollar for every time I have uttered those words in 60 years, I would have had the $18,997 needed to pay for that car.

Equifax-Related Identity Theft Might Be Happening

We can’t prove this identity theft is related to the Equifax breach, but it seems like a reasonable assumption.

Affirm Wants to Extend Tiny Loans for Individual Purchases

Is this a good idea, or a terrible idea?

Are Debit Cards Security Blankets?

Judge John Hodgman seems to think so.

I Knew My Relationship Was Doomed When My Boyfriend Revealed He Didn’t Know How Credit Works

“Yeah, I just leave a little unpaid every month. That’s a good way to increase your credit.”

How Much Can You Really Save With Credit Card Rewards?

I’ve already earned enough miles for a free flight!