My 2018 Credit Card Spending

In my mind, I spent $5,000 for the year. Was I right? Absolutely not.

A Friday Chat About UltraFICO

Featuring Nicole in conversation with herself!

How to Spend Your Prepaid Debit Gift Cards

Without leaving too much of the balance unclaimed.

Opening Investment Accounts After Freezing Your Credit Reports Is a Huge Pain

I should have unfrozen everything first.

People Are Using Affirm to Buy (and Resell) Clothes

Remember micro-line-of-credit app Affirm? Racked has a great longread about how people are actually using the service.

When the Identity Theft Is Coming From Inside the House

Identity theft, as I know from experience, can be a very personal crime.

A Tale of Two Minis

It’s just not fair. If I had a dollar for every time I have uttered those words in 60 years, I would have had the $18,997 needed to pay for that car.

Equifax-Related Identity Theft Might Be Happening

We can’t prove this identity theft is related to the Equifax breach, but it seems like a reasonable assumption.

Affirm Wants to Extend Tiny Loans for Individual Purchases

Is this a good idea, or a terrible idea?

Are Debit Cards Security Blankets?

Judge John Hodgman seems to think so.