John Thornton Jr. on the Formative Nature of Debt

We had a Billfolder request to discuss the following longread — and it is a very long but worthwhile read — about the way debt reshapes our lives.

How I Paid Off My Demonic Debt in Just Seven Years

I begged, borrowed, and pleaded with Azeriforth to refinance what my soul was worth and he gave me a great deal.

How I Paid Off $10,000 in Debt While Teaching English in South Korea

When I spoke with a recruiter who said teaching ESL in South Korea would save me loads of money, provide insurance and housing, and allow me to travel and live the adventurer life, I was hooked.

I Sent My Ex-Boyfriend Money for Three Years After We Broke Up

He had loaned me $3,986.83, and I wanted to pay it back.