There were two YNAB categories I never subtracted from even if I managed to overspend in others: savings and debt.
The year I bought my boyfriend a 2008 Championship ball signed by the entire KU basketball team — and signed up with Amazon Mechanical Turk to pay for it.
The cost of making Rachel’s traditional English Shepherd’s Trifle, just in case you wanted to.
First off is joining a federation of your choice. I picked the USAPL due to the fact that it is drug-free.